AI · Money · What comes next
The future already started. Here is what to do about it.
Honest guides on AI tools, making money online and personal finance. No hype, no get-rich-quick promises: just what works and what is worth your money.
Latest
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Did you know your AI chats may train the model? How to turn it off
Free chatbots may keep your chats and use them to improve their models. A five-minute checkup protects your financial details.
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7 AI apps that do in 5 minutes what takes you an hour
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What’s the best free AI tool for writing a resume?
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Notion AI vs Otter vs Granola: which AI note-taker is worth paying for?
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Term vs whole life insurance: which should most people buy?
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Roth or traditional IRA? The one tax test that decides it
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Balance transfer vs personal loan: we ran the math on $8,000
AI Tools
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Did you know your AI chats may train the model? How to turn it off
Free chatbots may keep your chats and use them to improve their models. A five-minute checkup protects your financial details.
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7 AI apps that do in 5 minutes what takes you an hour
Seven kinds of AI tool that turn routine work into minutes, with rough time savings and what to double-check.
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What’s the best free AI tool for writing a resume?
A free chatbot plus a plain template beats most paid resume builders. Here is the 15-minute workflow and the prompt that keeps it honest.
Make Money Online
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AI video work is up 329%: 5 freelance skills to bet on now
Upwork’s data shows which AI freelance skills are growing fastest. Here is what each one involves, how to test it this week, and what…
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Amazon’s $20 holiday job vs an AI side hustle: which pays more?
Amazon is hiring 300,000+ for the holidays at an average $20 an hour. Here is the rate a freelancer has to bill to match…
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The $400 rule that surprises new side hustlers at tax time
Clear $400 in side hustle profit and self-employment tax generally applies, form or no form. Here is what it costs and what to do…
Personal Finance
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Term vs whole life insurance: which should most people buy?
Whole life can cost roughly 5 to 15 times as much as term. See what that gap can mean over 20 years, and the…
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Roth or traditional IRA? The one tax test that decides it
Compare your tax rate today with your rate in retirement. See the 2026 limits, the math at 12%, 22% and 32%, and the rules…
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Balance transfer vs personal loan: we ran the math on $8,000
A 0% transfer can cost $240 to $402 on $8,000, against about $984 for a 24-month loan. Here is when each one wins, and…
Future & Trends
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AI glasses vs your phone: are $379 smart glasses worth it?
Ray-Ban Meta starts at $379 and the Display model at $799. We compare AI glasses with your phone on 6 everyday tasks and the…
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Letting AI shop for you? 5 money risks to check first
AI agents can now fill carts and check out for you. Check these 5 money risks first: card, final total, refunds, fake stores and…
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7 ways to cut your AI subscription bill before prices rise
Two or three $20 AI plans cost up to $720 a year. These 7 moves cut the bill by half or more without losing…